🏡 Mortgage Rates Update – April 29, 2025: Why Now is a Smart Time to Buy at Elkhart Landing

As we move through the spring buying season, mortgage rates are starting to shift — and that could be great news if you're considering a home at Elkhart Landing, our new construction townhome community in Houston.

📊 Today’s Average Mortgage Rates

• 30-Year Fixed: 6.68%

• 15-Year Fixed: 6.04%

• 5/1 Adjustable Rate (ARM): 5.92%

• FHA/VA Loans: May be even lower depending on your qualifications

These are national averages — your actual rate will depend on your credit, income, loan program, and down payment.

💡 What This Means for Buyers at Elkhart Landing

Elkhart Landing offers beautifully designed townhomes in a prime location — and with rates beginning to ease, now is a great time to make your move. A small dip in interest rates can significantly lower your monthly mortgage payment or increase how much home you can afford.

Better yet, Oracle City Homes is offering preferred lender incentives to help make buying even more affordable. Combine that with lower rates, and you could save thousands over the life of your loan.

🎯 Why Elkhart Landing Stands Out

• Modern 3-bedroom townhomes

• Smart layouts with designer finishes

• Easy access to Houston’s job centers and hotspots

• Low-maintenance living — perfect for first-time buyers and investors

• Builder incentives + potential for 100% financing options

🏁 Final Thoughts: Timing is Everything

Rates may fluctuate, but your dream home at Elkhart Landing is waiting. If you’ve been on the fence, let today’s market be your motivation. Take advantage of lower rates, flexible financing, and special incentives while they last.

📞 Schedule a private tour or contact our Home Consultant to learn more about current availability and promotions.

CALL NOW: 832-649-5600